Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
9.95% – 35.99% APR
- Fixed APR:
9.95% – 35.99% APR
- Variable APR:
N/A - Min. credit score:
550 - Loan amount:
$2,000 to $35,000** - Loan terms (years):
2, 3, 4, 5* - Time to fund:
As soon as the next business day (if approved by 4:30 p.m. CT on a weekday) - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
Available in all states except CO, IA, HI, VT, NV NY, WV - Customer service:
Phone, email - Soft credit check:
Yes - Loan servicer:
Avant - Loan Uses:
Debt consolidation, emergency expense, life event, home improvement, and other purposes - Min. Income:
$1,200 monthly
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
7.99% – 15.19% APR
- Fixed APR:
7.99% – 15.19% APR
- Variable APR:
N/A - Min. credit score:
700 - Loan amount:
$10,000 to $50,000 - Loan terms (years):
3 to 6 - Time to fund:
Next business day - Fees:
No prepayment penalty - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, home improvement, self-employment, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
7.99% – 35.99% APR
- Fixed APR:
7.99% – 35.99% APR
- Variable APR:
N/A - Min. credit score:
600 - Loan amount:
$2,000 to $50,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as 1 to 3 business days after successful verification - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all states except DC, IA, VT, and WV - Customer service:
Phone - Soft credit check:
Yes - Loan servicer:
Best Egg and Blue Ridge Bank - Min. Income:
None - Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
6.99% – 24.99% APR
- Fixed APR:
6.99% – 24.99% APR
- Min. credit score:
660 - Loan amount:
$2,500 to $35,000 - Loan terms (years):
3, 4, 5, 6, 7 - Time to fund:
As soon as the next business day after acceptance - Fees:
Late fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone - Soft credit check:
Yes - Loan Uses:
Auto repair, credit card refinancing, debt consolidation, home remodel or repair, major purchase, medical expenses, taxes, vacation, and wedding
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
7.99% – 29.99% APR
- Fixed APR:
7.99% – 29.99% APR
- Min. credit score:
Does not disclose - Loan amount:
$10,000 to $50,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as 2 business days - Fees:
Origination fee - Discounts:
No - Eligibility:
Available in all states except CO, CT, HI, KS, NH, NY, ND, OR, VT, WV, WI, and WY - Customer service:
Phone - Soft credit check:
Yes - Min. Income:
None - Loan Uses:
Debt consolidation, home improvement, wedding, travel, medical expenses, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
7.99% – 29.99% APR
- Fixed APR:
7.99% – 29.99% APR
- Min. credit score:
600 - Loan amount:
$5,000 to $40,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as 2 to 5 business days after verification - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all states except MA and NV - Customer service:
Phone, email, chat - Soft credit check:
Yes - Min. Income:
None - Loan Uses:
Debt consolidation and credit card consolidation only
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
8.3% – 36.0% APR
- Fixed APR:
8.3% – 36.0% APR
- Min. credit score:
600 - Loan amount:
$1,000 to $40,000 - Loan terms (years):
3, 5 - Time to fund:
Usually takes about 2 days† - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone, email - Soft credit check:
Yes - Loan servicer:
LendingClub Bank - Min. Income:
None - Loan Uses:
Debt consolidation, paying off credit cards, home improvement, pool loans, vacations, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
7.99% – 35.99% APR
- Fixed APR:
7.99% – 35.99% APR
- Min. credit score:
580 - Loan amount:
$2,000 to $36,500 - Loan terms (years):
2, 3, 4, 5, 6 - Time to fund:
As soon as the next business day - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
Available in all states except NV and WV - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
$20,000 - Loan Uses:
Home improvement, consolidate debt, credit card refinancing, relocate, make a large purchase, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
5.73% – 19.99% APR
- Fixed APR:
5.73% – 19.99% APR
- Min. credit score:
660 - Loan amount:
$5,000 to $100,000 - Loan terms (years):
2, 3, 4, 5, 6, 7* - Time to fund:
As soon as the same business day - Fees:
None - Discounts:
Autopay - Eligibility:
Available in all states except RI and VT - Customer service:
Phone, email - Soft credit check:
No - Loan servicer:
LightStream - Min. Income:
Does not disclose - Loan Uses:
Credit card refinancing, debt consolidation, home improvement, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
6.99% – 24.99% APR1
- Fixed APR:
6.99% – 24.99% APR1
- Min. credit score:
660
(TransUnion FICO®️ Score 9) - Loan amount:
$3,500 to $40,0002 - Loan terms (years):
3, 4, 5, 6 - Time to fund:
Many Marcus customers receive funds in as little as three days - Fees:
None - Discounts:
Autopay - Eligibility:
Available in all 50 states - Customer service:
Phone - Soft credit check:
Yes - Loan servicer:
Goldman Sachs - Min. Income:
$30,000 - Loan Uses:
Credit card refinancing, debt consolidation, home improvement, major purchase, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
18.0% – 35.99% APR
- Fixed APR:
18.0% – 35.99% APR
- Min. credit score:
None - Loan amount:
$1,500 to $20,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as the same day, but usually requires a visit to a branch office - Fees:
Origination fee - Discounts:
None - Eligibility:
Must have photo I.D. issued by U.S. federal, state or local government - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
Does not disclose
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
7.74% – 17.99% APR
(depending on loan term)
- Fixed APR:
7.74% – 17.99% APR
- Min. credit score:
660 - Loan amount:
$600 to $50,000* - Loan terms (years):
1, 2, 3, 4, 5 - Time to fund:
2 to 4 business days after verification - Fees:
None - Discounts:
None - Eligibility:
Does not disclose - Customer service:
Phone, email - Soft credit check:
No - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, home improvement, transportation, medical, dental, life events
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
6.99% – 35.99% APR
- Fixed APR:
6.99% – 35.99% APR
- Min. credit score:
640 - Loan amount:
$2,000 to $50,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
As soon as one business day - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all states except IA, ND, WV - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
None - Loan Uses:
Debt consolidation, home improvement, vehicles, small business, new baby expenses, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
5.99% – 35.99% APR
- Fixed APR:
5.99% – 35.99% APR
- Min. credit score:
600 - Loan amount:
$3,500 to $40,000 - Loan terms (years):
2, 3, 4, 5 - Time to fund:
90% funded within a day13 - Fees:
Origination Fee, $15 Late Fee, $25 NSF Fee - Discounts:
None - Eligibility:
Available in all states except CO, CT, ME, NV, NH, TN, VT, WV, WY, and all U.S. Territories - Customer service:
Phone, email - Soft credit check:
Yes - Loan servicer:
Reach Financial - Min. Income:
$1,000 monthly - Loan Uses:
Debt consolidation, credit card refinancing
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
7.99% – 23.43% APR10
- Fixed APR:
7.99% – 23.43% APR10
- Min. credit score:
Does not disclose - Loan amount:
$5,000 to $100,000 - Loan terms (years):
2, 3, 4, 5, 6, 7 - Time to fund:
3 business days - Fees:
None - Discounts:
Autopay - Eligibility:
Available in all states except MS - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Solely for personal, family, or household uses
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
11.69% – 35.93% APR7
- Fixed APR:
11.69% – 35.93% APR7
- Min. credit score:
560 - Loan amount:
$1,000 to $50,000 - Loan terms:
3 to 5 years 8 - Time to fund:
Within one day, once approved9 - Loan types:
Debt consolidation, pay off credit cards, home improvements, unexpected expenses, home and auto repairs, weddings, and other major purchases - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
A U.S. citizen or permanent resident; not available in DC, SC, WV - Customer service:
Phone, email - Soft credit check:
Yes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
7.46% – 35.97% APR
- Fixed APR:
7.46% – 35.97% APR
- Min. credit score:
560 - Loan amount:
$1,000 to $50,000* - Loan terms (years):
2, 3, 5, 6 - Time to fund:
Within a day of clearing necessary verifications - Fees:
Origination fee - Discounts:
Autopay - Eligibility:
Available in all states except West Virginia - Customer service:
Email - Soft credit check:
Yes - Min. Income:
Does not disclose - Loan Uses:
Debt consolidation, credit card refinancing, home improvement, and other purposes
Credible Rating
Credible lender ratings are evaluated by our editorial team with the help of our loan operations team. The rating criteria for lenders encompass 78 data points spanning interest rates, loan terms, eligibility requirement transparency, repayment options, fees, discounts, customer service, cosigner options, and more. Read our full methodology.
5.4% – 35.99% APR4
- Fixed APR:
5.4% – 35.99% APR4
- Min. credit score:
580 - Loan amount:
$1,000 to $50,0005 - Loan terms (years):
3 to 5 years4 - Time to fund:
As fast as 1 business day6 - Fees:
Origination fee - Discounts:
None - Eligibility:
Available in all 50 states - Customer service:
Phone, email - Soft credit check:
Yes - Min. Income:
$12,000 - Loan Uses:
Payoff credit cards, consolidate debt, take a course or bootcamp, relocate, make a large purchase, and other purposes
