
3.79%+
2.47%+
- Fixed APR:
3.79%+
- Variable APR:
2.47%+
- Min. credit score:
540 - Loan amount:
$2,001 to $400,000 - Loan terms (years):
5, 7, 10, 12, 15, 20 - Repayment options:
Full deferral, fixed/flat repayment, interest only, academic deferment, military deferment, forbearance, loans discharged upon death or disability - Fees:
None - Discounts:
0.25% to 1.00% automatic payment discount, 1% cash back graduation reward - Eligibility:
Must be a U.S. citizen or permanent resident or DACA student enrolled at least half-time in a degree-seeking program - Customer service:
Email, phone - Soft credit check:
Yes - Cosigner release:
After 12 on-time principal and interest payments - Loan servicer:
Launch Servicing, LLC

4.24%+1
3.25%+
- Fixed APR:
4.24%+1
- Variable APR:
3.25%+
- Min. credit score:
720 - Loan amount:
$1,000 to $350,000 - Loan terms (years):
5, 10, 15 - Loan types:
Any private or federal student loan - Repayment options:
Full deferral, full monthly payment, interest only, immediate repayment, academic deferment, military deferment, forbearance, loans discharged upon death or disability - Fees:
Late fee - Discounts:
Autopay, loyalty - Eligibility:
Available in all 50 states (international students can apply with a creditworthy U.S. citizen or permanent resident cosigner) - Customer service:
Email, phone, chat - Soft credit check:
Yes - Cosigner release:
After 36 months - Loan servicer:
Firstmark Services

3.22%+2,3
2.49%+2,3
- Fixed APR:
3.22%+2,3
- Variable APR:
2.49%+2,3
- Min. credit score:
Does not disclose - Loan amount:
$1,000 up to cost of attendance - Loan terms (years):
5, 8, 10, 15, 20 - Repayment options:
Full deferral, full monthly payment, fixed/flat repayment, interest only, immediate repayment, academic deferment, forbearance, loans discharged upon death or disability - Fees:
Late fee - Discounts:
Autopay - Eligibility:
Must be a U.S. citizen or permanent resident and be making satisfactory academic progress. - Customer service:
Email, phone - Soft credit check:
Yes - Cosigner release:
After 24 months - Loan servicer:
College Ave Servicing LLC

3.65%+
3.38%+
- Fixed APR:
3.65%+
- Variable APR:
3.38%+
- Min. credit score:
Does not disclose - Loan amount:
$1,000 to $99,999 annually
($180,000 aggregate limit) - Loan terms (years):
7, 10, 15 - Repayment options:
Full deferral, immediate repayment, interest-only repayment, flat/full repayment, academic deferment, military deferment, forbearance, loans discharged upon death or disability - Fees:
None - Discounts:
Autopay - Eligibility:
Available to borrowers in all 50 states. Must be a U.S. citizen or permanent resident. - Customer service:
Phone, email - Soft credit check:
Yes - Cosigner release:
After 36 months - Loan servicer:
American Education Services - Min. income:
Does not disclose

4.52%+7
4.83%+7
- Fixed APR:
4.52%+7
- Variable APR:
4.83%+7
- Min. credit score:
750 - Loan amount:
$1,000 to $200,000 - Loan terms (years):
7, 10, 15 - Repayment options:
Full deferral, full monthly payment, interest only, immediate repayment, academic deferment, loans discharged upon death or disability - Fees:
Late fee - Discounts:
Autopay - Eligibility:
Must be a U.S. citizen or permanent resident and have a minimum income of $30,000. - Customer service:
Email, phone - Soft credit check:
Yes - Cosigner release:
After 36 months - Loan servicer:
Granite State Management & Resources (GSM&R)

5.25%+8
2.92%+8
- Fixed APR:
5.25%+8
- Variable APR:
2.92%+8
- Min. credit score:
670 - Loan amount:
$1,001 up to cost of attendance - Loan terms (years):
5, 10, 15 - Repayment options:
Full deferral, full monthly payment, interest only, immediate repayment, academic deferment, forbearance - Fees:
Late fee - Discounts:
Autopay, reward for on-time graduation - Eligibility:
Must be an Indiana resident or a U.S. citizen attending an eligible Indiana school - Customer service:
Email, phone, chat - Soft credit check:
Yes - Cosigner release:
After 48 months - Loan servicer:
American Education Services

4.89%+
- Fixed APR:
4.89%+
- Variable APR:
N/A - Min. credit score:
670 - Loan amount:
$1,500 up to cost of attendance less aid - Loan terms (years):
10, 15 - Repayment options:
Full deferral, interest only, immediate repayment, academic deferral, forbearance - Fees:
None - Discounts:
None - Eligibility:
Must be a U.S. citizen or permanent resident and be making satisfactory academic progress. - Customer service:
Email, phone - Soft credit check:
Yes - Cosigner release:
After 48 months - Loan servicer:
American Education Services (AES)

3.75% – 13.72% APR9
3.25% – 13.59% APR9
- Fixed APR:
3.75% – 13.72% APR9
- Variable APR:
3.25% – 13.59% APR9
- Min. credit score:
Does not disclose - Loan amount:
$1,000 to $90,00010 - Loan terms (years):
10, 12, 15, 20 - Repayment options:
Full deferral, fixed/flat repayment, interest only, academic deferment, forbearance, loans discharged upon death or disability - Fees:
Late fee - Discounts:
Autopay - Eligibility:
Must be a U.S. citizen or permanent resident. Also available to non-U.S. citizen students (including DACA students) attending a school located in the U.S. who apply with a qualifying cosigner. - Customer service:
Phone, chat - Soft credit check:
Yes - Cosigner release:
After 12 consecutive on-time payments - Loan servicer:
Sallie Mae
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Lowest APRs reflect autopay, loyalty, and interest-only repayment discounts where available | 1Citizens Disclosures | 2,3College Ave Disclosures | 7EDvestinU Disclosures | 8INvestEd Disclosures | 9Sallie Mae Disclosures